0%
No interest. Not ever
The price you agree at checkout is the price you pay in total. We earn from the shop's commission, not from your balance growing.
Bangladesh · Interest Free
Buy it today. Pay across your next four salaries.
A quarter at checkout, the rest one a month, timed to the day you actually get paid. No interest, no card, no paperwork at the till.
Interest free, always. A late payment costs a flat fee, capped per order.
✓Limit approved
W
WePay4UAvailable limit
৳8,114
Card holder
ZAHID HASAN
•••• 6064
TRY IT
Put your own basket in
See what you pay before you pay.
৳
Your schedule
0% InterestToday
at checkout
Payment 2
month 1
Payment 3
month 2
Total, same as the price tag৳5,000.00
Apply for a cardIllustration only. Your plan depends on an approved credit limit.
0%
Interest, on every plan
4
Payments on the headline plan
T+2
Days until a shop is paid
৳
Everything in taka, no conversion
Four steps, and none of them are a credit card application
You are checked once when you join. After that, checking out is picking WePay4U and paying the first part.
Pay with WePay4U
1
Check out with WePay4U
Pick WePay4U at a partner shop and give the reference on your account. No new application at the till.
1/4
2
Pay the first part today
A quarter of the basket on Pay in 4. You take the goods home the same day — the shop is paid in full by us.
3
The rest follows your salary
Three more payments, one a month, timed to the day you actually get paid rather than the day you bought.
RepaidAvailable limit
4
Watch it in one place
Every purchase, what is left and what is next sits in your account, with your available limit updated as you repay.
What we promise
The parts other lenders keep in the small print
A plan that costs more than the price on the tag is not a plan, it is a loan. We took the other route: the shop pays us, so you do not.
1×
A late fee that stops
Miss a payment past the grace period and a flat fee applies once — capped per order. It never compounds and it never becomes rolling interest.
A limit set for your salary
Your approved limit is a decision a person makes against your verified income, not a number that quietly grows to tempt you.
Nothing hidden behind a login
Fees, plan lengths and what happens when you miss a payment are on this site in full, before you sign up for anything.
Shop where you already do. Pay in 4.
From the weekly grocery run to the appliance you have been putting off, split it into four payments.
Online grocery
The weekly basket split in four parts instead of one.
Electronics
Phones, laptops, appliances.
Fashion
Clothing and accessories.
Pharmacy
Medicine and health basics.
Education
Courses and fees.
Travel
Flights, hotels, trips.
Furniture and home
Make the house feel finished.
Can’t find your store? New partners join regularly.
Browse all categoriesYou get paid for the whole basket in two days.
Offer WePay4U at checkout and receive the full order value, less commission, on a T+2 cycle. If a customer misses a payment, that is our problem to work out. You have already been paid.
A ৳10,000 order paid in 4
Customer
pays
pays
25%
25%
25%
25%
You receive
100% less commission
Checkout
T+2
Day 30
Day 90
Settlement
Full value on T+2
Risk
Non-payment sits with us
Integration
REST API, webhooks, sandbox
Things worth knowing before you sign up
Pick a topic, or open any question below.
CostIs there any interest?
Is there any interest?
No. A WePay4U plan costs the price of the goods and nothing more, provided you pay on time. There is no interest rate, because there is no interest — the shop pays us a commission and that is how the platform earns.
PaymentsWhat happens if I miss a payment?
What happens if I miss a payment?
Each plan has a grace period — three days on Pay in 4, five on Pay in 6. After that a flat late fee applies, capped per order. It is charged once, not per day, and it never turns into a rolling balance. New purchases pause until you are up to date; the payments you already owe carry on as scheduled.
EligibilityHow is my limit decided?
How is my limit decided?
After your identity check clears, a risk officer sets an approved limit against your verified monthly salary. It is not automatic and it does not creep upward on its own. As you repay, the amount held by open purchases is released and your available limit goes back up.
EligibilityDo I need a credit card?
Do I need a credit card?
No. WePay4U is built for salaried employees in Bangladesh, and the plan is timed to your pay date rather than a card's billing cycle.
EligibilityWhy do you need my employer and salary day?
Why do you need my employer and salary day?
Because that is what the schedule is built around. Knowing when you are paid means an instalment can fall just after your salary lands rather than a fortnight before it.
Your dataWhat do you do with my NID?
What do you do with my NID?
We store a one-way fingerprint of it, never the number itself. That is enough to stop the same identity signing up twice, and it means a copy of our database gives up nothing identifying.
PaymentsCan I pay everything off early?
Can I pay everything off early?
Yes, and it costs nothing extra. Clearing a plan early releases the limit that purchase was holding straight away.
CostWhat does it cost a shop?
What does it cost a shop?
A commission on each order, agreed per merchant. Nothing is deducted twice and nothing is held back beyond the settlement cycle — the full order value less that commission is paid out on T+2.
Your salary arrives once a month. Your shopping does not have to.
One month
Salary day
Shopping days
WePay4U plans are subject to an identity check and an approved credit limit set against your verified salary. Missing a payment beyond the grace period attracts a flat fee, capped per order, and pauses new purchases until you are up to date.