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Your NID and your father's name
The NID number is all we need — we store a one-way fingerprint of it, never the number itself.
The WePay4U card
Four questions, and your card application is in.
Tell us what you would like available, who you are, and what your month looks like. Your account is created on the last step, so nothing leaves your browser until you have seen what your own figures point to.
- 0% interest, always
- No fee to apply
Step 1 of 6
How much would you like?
How much would you like available on your WePay4U card? A reviewer decides the final limit against your salary — this tells them what you are aiming for.
Requested limit
৳1,000
৳1,000৳100,000
Your limit is what you can have outstanding at once, not a loan we hand over. Interest is never charged on any of it.
Before you start
What to have to hand
Nothing needs scanning or uploading. If we need to see a document, we ask during verification.
1×
Your job and your salary day
Employer, how long you have been there, and the day of the month you are paid. Instalments land just after it.
A rough monthly budget
What comes in and what goes out. Round figures are fine — nothing here is checked to the taka.
Your bKash and bank numbers
A personal bKash in your own name, and the account your salary is paid into.
A reference company
A company that can vouch for you, and someone there we could contact.
Your shop receipts
Where you shopped and what 4 receipts come to together — at least ৳400.
Questions people ask at this point
The rest — fees, late payments, how a plan actually works — is on the FAQ page.
EligibilityDo I need an account before I apply?
Do I need an account before I apply?
No — you create it on the last step, once you have seen what your figures point to. Until then nothing you type leaves your browser. We send a code to your email to confirm the address, and confirming it submits the application and signs you in at the same time.
CostDoes applying cost anything?
Does applying cost anything?
No. The application is free, the card is free, and a plan taken on it costs the price of the goods. The shop pays us a commission — that is the whole of how the platform earns.
GeneralHow long does a decision take?
How long does a decision take?
Your identity check comes first, then a risk officer sets your limit against your verified income. Both are done by people, so we tell you by email rather than leaving you watching a screen.
EligibilityIs the indicative figure my limit?
Is the indicative figure my limit?
No. The number on the last step is arithmetic on what you typed — at most three months of what you told us is spare. Your real limit is set after we verify your income, and it can be higher or lower.
GeneralWhat if I am refused?
What if I am refused?
You will be told, and you can apply again when your circumstances change. A refused application creates no account, no card and no debt.
GeneralDo I need to upload documents?
Do I need to upload documents?
Not to apply. If we need to see a payslip or your NID to finish the identity check, we ask you for it during verification rather than making you gather paperwork up front.